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Every Super Visa and Visitors to Canada plan we track, benefit by benefit — search or narrow down to the companies you care about.

Benefit	Group Medical Services (GMS) Immigrants & Visitors to Canada View plan	Manulife Financial Visitor to Canada – Basic Plan View plan	Manulife Financial Visitor to Canada – Standard Plan View plan	Manulife Financial Visitor to Canada – Enhanced Plan View plan	Allianz Global Assistance Super Visa Essentials View plan	Allianz Global Assistance Visitors to Canada Plan ($100,000) View plan	TuGo Travel Insurance Basic VTC Plan View plan	TuGo Travel Insurance Visitors to Canada Plan (comprehensive) View plan	Secure Travel Insurance Basic Plan View plan	Secure Travel Insurance Enhanced Plan View plan	TruStone Health Visitors and Immigrants to Canada View plan	21st Century Travel Insurance Basic Plan View plan	21st Century Travel Insurance Standard Plan View plan	21st Century Travel Insurance Enhanced Plan View plan	Travelance Insurance Essential Plan View plan	Travelance Insurance Premier Plan View plan	Destination Travel Group Canada Visitors Plan View plan
Underwritten By	Group Medical Services (GMS Insurance Inc.)	The Manufacturers Life Insurance Company (Manulife)	The Manufacturers Life Insurance Company (Manulife)	The Manufacturers Life Insurance Company (Manulife)	CUMIS General Insurance Company (Co-operators)	CUMIS General Insurance Company (Co-operators)	Industrial Alliance Insurance and Financial Services Inc. (iA)	Industrial Alliance Insurance and Financial Services Inc. (iA)	Industrial Alliance Insurance and Financial Services Inc. (iA)	Industrial Alliance Insurance and Financial Services Inc. (iA)	The Empire Life Insurance Company	The Manufacturers Life Insurance Company (Manulife)	The Manufacturers Life Insurance Company (Manulife)	The Manufacturers Life Insurance Company (Manulife)	Old Republic Insurance Company of Canada	Old Republic Insurance Company of Canada	National Liability & Fire Insurance Company – Canada Branch (Berkshire Hathaway Specialty Insurance)
Coverage Amount Options	Policy dollar limit selected at purchase	Policy limit selected at purchase	Policy limit selected at purchase	Policy limit selected at purchase	Customer-selected sum insured (shown on Confirmation of Coverage)	$100,000 (plan as documented; other sum insured tiers available via confirmation of coverage)	Sum insured selected at purchase	Sum insured selected at purchase	Sum insured selected at purchase	Sum insured selected at purchase	Fixed menu: $10,000 / $25,000 / $50,000 / $100,000 / $150,000 / $200,000	Policy limit selected at purchase	Policy limit selected at purchase	Policy limit selected at purchase	Plan Limit selected at purchase (ages 70–85 capped at $100,000)	Plan Limit selected at purchase (ages 70–85 capped at $100,000)	Sum insured selected at purchase
Hospital Accommodation	Semi-private room ("In-Hospital Care")	Semi-private room (or ICU when medically necessary)	Semi-private room (or ICU when medically necessary)	Semi-private room (or ICU when medically necessary)	Semi-private room (included in overall sum insured)	Semi-private room (included in overall sum insured)	Semi-private room	Semi-private room	Ward rate (multi-bed room)	Semi-private room	Semi-private room	Semi-private room	Semi-private room	Semi-private room	Semi-private accommodation	Semi-private accommodation	Semi-private room
Physician / Doctor Fees	Included	Included	Included	Included	Included in overall sum insured	Included in overall sum insured	Included	Included	Included	Included	Included	Included	Included	Included	Included	Included	Included
Ambulance	Road or air ambulance to nearest hospital (helicopter transport excluded from air-ambulance reimbursement)	Local ambulance service – fully covered, no stated cap	Local ambulance service – fully covered, no stated cap	Local ambulance service – fully covered, no stated cap	Local air/land/sea ambulance to nearest hospital – included in overall sum insured, no separate cap	Local air/land/sea ambulance to nearest hospital – included in overall sum insured, no separate cap	Ground/air/sea ambulance + fire rescue to nearest hospital; taxi reimbursed if ambulance unavailable	Ground/air/sea ambulance + fire rescue to nearest hospital; taxi reimbursed if ambulance unavailable	Licensed ground/air ambulance to nearest hospital; taxi fare reimbursed in lieu of ambulance	Licensed ground/air ambulance to nearest hospital; taxi fare reimbursed in lieu of ambulance	Local licensed ambulance – capped at $5,000 (lower cap than most competitors)	Local ambulance service – fully covered	Local ambulance service – fully covered	Local ambulance service – fully covered	Professional ambulance company to/from hospital – included	Professional ambulance company to/from hospital – included	Local air/land/sea ambulance – included
Paramedical Services	$500 aggregate combined max	$1,000 combined max, requires prior physician referral	$1,000 combined max, requires prior physician referral	$1,000 combined max, requires prior physician referral	$1,000 combined max (chiropractor, osteopath, podiatrist/chiropodist, physiotherapist, acupuncturist)	$500 per profession (chiropractor, osteopath, podiatrist/chiropodist, physiotherapist, acupuncturist)	Not covered	$600 per practitioner, per incident (physio, chiro, chiropodist, osteopath, podiatrist, optometrist, acupuncturist)	$300 combined max	$500 combined max	50% coinsurance, up to $2,000 ("Other Listed Practitioners")	$1,000 combined max	$1,000 combined max	$1,000 combined max	$300 per practitioner	$750 per practitioner	$500 per practitioner
Emergency / Accidental Dental	$2,000 (accidental)	Not covered	$4,000	$4,000	Not covered	$4,000 (accidental)	Not covered	$6,000 (accidental blow to face)	$1,000 (accidental)	$3,000 (accidental)	$5,000 combined benefit covering both accidental dental and dental pain/infection	Not covered	$4,000	$4,000	$2,000	$5,000	$3,000 (accidental)
Dental Pain Relief	$300	Not covered	$300	$300	Not covered	$500	Not covered	$600 (other dental emergencies)	$300	$500	Included in the $5,000 combined dental benefit	Not covered	$500	$500	Not covered	Included in Emergency Dental	$500 (Dental Emergencies)
Pre-Existing Conditions	Covered if stable for the last 180 days	Not covered – full exclusion	Covered if stable in the 180 days before effective date (no medical questionnaire required)	Covered if stable in the 180 days before effective date; ages 55–85 must pass a medical declaration	Not covered – full exclusion, no stability period	Covered if stable: 90 days (age ≤59) / 180 days (age 60–89)	Not covered – full exclusion	Age-tiered stability: 59 & under / 60–69 / 70–85 / 86+ each have a different stability window (up to 180 days); optional rider for unstable conditions available ≤79	If selected: stable 90 days (≤69) / 180 days (70–84, with medical declaration); not covered on the base plan without the rider	If selected: stable 90 days (≤69) / 180 days (70–84, with medical declaration); not covered on the base plan without the rider	If selected – 90-day stability (standard) or 365-day stability (extended option, added premium)	Not covered – full exclusion	Not covered – excludes all pre-existing conditions	Covered if not "unstable" in the 180 days before effective date; ages 60–85 must pass a medical declaration	Not covered	Eligibility-based: same medical questionnaire as Essential; 180-day stability applies to certain major conditions (heart/brain)	If selected – Option 1: stable 90 days (≤59) / 120 days (60–69) / 180 days (70–79); Option 2: fully excluded
Side Trips Outside Canada	Max 30 days; must not exceed 50% of coverage period	Up to 30 days per policy or 49% of total coverage days, whichever is less	Up to 30 days per policy or 49% of total coverage days, whichever is less	Up to 30 days per policy or 49% of total coverage days, whichever is less	Covered if majority (>50%) of coverage period spent in Canada; no fixed day cap	Covered if majority (>50%) of coverage period spent in Canada; no fixed day cap	Not covered – no expenses paid while travelling outside Canada (policy stays active but suspended)	Worldwide travel permitted with no fixed day cap, provided majority of coverage period is spent in Canada	Max 30 days per visit; ≥51% of coverage period must be in Canada	Max 30 days per visit; ≥51% of coverage period must be in Canada	Not covered – Canada-only plan	Max 30 days combined within any 365-day period; must be in/planned for Canada ≥51% of insured time	Max 30 days combined within any 365-day period; must be in/planned for Canada ≥51% of insured time	Max 30 days combined within any 365-day period; must be in/planned for Canada ≥51% of insured time	Max 45 days per side trip; more than 50% of coverage days must be in Canada	Max 45 days per side trip; more than 50% of coverage days must be in Canada	No fixed day cap – just ≥51% of coverage period must be spent in Canada
Return to Home Country	$5,000 without medical attendant, or full cost with attendant/air ambulance when medically necessary	Repatriation & air ambulance – fully covered	Repatriation & air ambulance – fully covered	Repatriation & air ambulance – fully covered	Included in overall sum insured (Emergency Transportation benefit)	Up to $3,000 (you + 1 family member)	Up to sum insured selected (max $100,000) for medical air transfer home	Medical air evacuation + one-way economy airfare for treatment – covered	Not itemized at Basic tier (Transportation to Bedside / Meals & Accommodation are Enhanced-only add-ons)	Transportation to Bedside included; Meals & Accommodation up to $3,000	Up to $25,000 (Emergency Transportation to Country of Residence)	Repatriation & air ambulance – fully covered	Repatriation & air ambulance – fully covered	Repatriation & air ambulance – fully covered	Included (Emergency Return Home)	Included (Emergency Return Home)	Included (Emergency transportation for you + 1 family member)
Repatriation of Remains	$10,000 (or $4,000 cremation/burial)	$7,500 combined	$7,500 combined	$7,500 combined	$7,500 (or $4,000 cremation/burial at place of death)	$10,000 (or $4,000 cremation/burial at place of death)	Up to sum insured selected (or $3,000 cremation/burial at place of death)	Up to sum insured selected (or $3,000 cremation/burial at place of death)	$5,000 (or $2,500 cremation/burial)	$10,000 (or $5,000 cremation/burial)	$10,000 (or $4,000 cremation/burial)	$7,500 combined	$7,500 combined	$7,500 combined	$10,000 (or $4,000 cremation/burial at destination)	$16,000 (or $6,000 cremation/burial at destination)	$10,000 (or $4,000 cremation/burial at place of death)
Accidental Death & Dismemberment (AD&D)	Not covered	Not covered	$25,000 (death/double loss); $12,500 (single loss)	$25,000 (death/double loss); $12,500 (single loss)	Not covered	Included	Not covered	Included	Included	Included	Optional add-on (not automatic)	Not covered	Included	Included	Not covered	Included	Included
Notes	Eligibility (underwriting model)	"Reduced benefit plan" marketed for price-conscious, healthy travellers.	No medical questionnaire needed to purchase.	Same benefit amounts as Standard; requires health questionnaire for ages 55–85 to qualify.	Entry-level / lowest-cost Allianz plan. Zero pre-existing condition coverage of any kind.	More comprehensive than Essentials – adds AD&D, dental, out-of-pocket and family transportation benefits.	Strictest "Basic" plan surveyed – no side-trip coverage at all, no paramedical, no dental.	Most flexible side-trip provision surveyed – no fixed day cap, just a Canada-majority rule.	Ward (multi-bed) accommodation only; bedside travel and meal/accommodation benefits require the Enhanced tier.	Upgrades hospital room to semi-private and roughly doubles most benefit maximums vs. Basic.	Only insurer surveyed with a published fixed coverage-limit menu. No side-trip coverage and a capped ambulance benefit are notable trade-offs.	Sold under a Manulife-underwritten Visitors to Canada wording. No 90-Day Reinstatement Provision.	Comprehensive benefits but no pre-existing condition coverage of any kind.	Most comprehensive 21st Century tier; includes 90-Day Reinstatement Provision.	Underwriting is questionnaire/eligibility-based rather than a simple stability period. Follow-up visits $3,000; incidental expenses $500.	Higher limits across the board vs. Essential. Follow-up visits $5,000; incidental expenses $800.	Explicitly marketed for Super Visa applicants, new immigrants and returning Canadians. Flexible pre-existing option chosen at purchase.